Tiny Bank

How it works

One clear system for saving, goals, allowances, and permission

Tiny Bank separates the parent controls from the child experience while keeping every balance and decision connected.

Parent-controlled accounts

Parents add or withdraw money, create child accounts, reset PINs, and review activity from one portal.

Goals children can understand

Children compare a goal price with the same savings balance, follow progress, and archive completed ideas.

Purchase approval

When a goal is affordable, the child can ask. Money moves only after a parent signs in and approves.

Automatic allowances

Parents can schedule weekly, every-two-weeks, or monthly deposits for each individual child.

Private family access

Children use a random family link plus their own PIN. Parents can replace the private link if it is shared accidentally.

Understandable activity

Deposits, withdrawals, automatic deposits, and approved purchases appear in a simple account history.

The family workflow

Simple for children, accountable for parents

  1. 1

    A parent creates the family bank

    Add child accounts, choose PINs, and share the private child sign-in page.

  2. 2

    Children save and plan

    Children view one clear savings balance, make goals, and learn how choices compare.

  3. 3

    Parents remain in control

    Parents record money changes, manage allowances, and approve or decline purchase requests.

About Tiny Bank

A family money-learning space with parents firmly in control

Tiny Bank makes everyday family saving visible and understandable. Parents keep control of every money record and approval, while children get a friendly place to follow a balance, make goals, and practise decision-making.

Parent-managed records

Parents record deposits and withdrawals, manage child-specific allowances, and review each child’s activity.

Child-friendly planning

Children see one savings balance, create goals, follow progress, and compare choices without moving real money.

Permission before purchase

Children can request a goal purchase, but only an authenticated parent can approve it and update the balance.

Separate family access

Parents use an email and password. Children use a private family page plus their own four-digit PIN.

Educational software, not a financial institution

Tiny Bank does not hold, transfer, invest, or process real money. The displayed balance is a family-managed educational record.

Why it exists

Built to support conversations about choices

Saving, spending, allowance, and goals can feel abstract to children. Tiny Bank gives those ideas a visual home so families can discuss what a child has saved, what a goal costs, and how one choice affects what remains.

Help improve Tiny Bank

Send feedback, report a bug, or suggest a feature